Everyone needs to contact cybertip, and file a complaint of what natilia did.

Get the course here: [Download Course] Jason Palliser – Tax Delinquent Blueprint 2022 (Genkicourses.site)
Our website: https://www.genkicourses.site/product/tax-delinquent-blueprint-2022/

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The Tax Delinquent Blueprint online training program uses proven strategies for finding distressed homeowners severely behind on their property taxes. The training shows you how to uniquely beat out the competition with a Tax Assistance program.
In this online training program, there’s a step-by-step process for finding homeowners that need your Tax Assistance program performed on their property, and helps them get out from thousands of dollars in debt owed to the county. The Tax Assistance approach will always beat the “put cash in your pocket now” marketing any day of the week.
Here’s a comparison with the Tax Assistance marketing versus “I’ll put some money in your pocket” approach:

• Average direct mail response rate using Tax Assistance: 38%
• Average direct mail response rate using “Put Money in Your Pocket”: 1%

We’ve tested this marketing in 138 cities since 2014. The testing and tweaking to get the messaging correct took years to perfect. Many of our students get 30%, 40% and 50% plus response rates.
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I bet you would like to speak with people that aren’t immediately saying to you, “What’s your offer? Just give me your offer!”
With the Tax Delinquent Blueprint training we give you the tools to decrease your monthly marketing budget. Yes, that’s correct and not a typo. You’ll see how our system will help decrease your marketing budget drastically. The days of sending out 5,000, 10,000 or even 20,000 mailing pieces are over.
How can we decrease the marketing budget?
Simple, here it is:

• We use “List Stacking” to refine our list
• Only target those that need our help
• Filter by areas we want to buy in now

We’ve been in this sandbox for years and have figured out the winning formula for giving us the competitive edge. If you don’t have the right message, you’ll get mediocre results. We have the right messaging and it works better than anything else.
The Tax Delinquent Blueprint training program includes 11 lessons including a final exam, 19 downloads downloads (deal documents, deal calculator, and phone scripts), and so much more. Most importantly you’ll receive our Tax Assistance direct mail marketing pieces that will get you high response rates, and happy homeowners calling you.
Who is the Tax Delinquent Blueprint training program for?

• Brand new investors that are looking to get their first deal closed. The step-by-step proven plan will help get you to your first deal closed using private money within record are looking to get their first deal closed. The step-by-step proven plan will help get you to your first deal closed within record time.
• Novice investors that have closed a few deals but are looking for that competitive advantage for finding deals that everyone isn’t fighting over.
• Experience investors that have a good business but want to stop working in their business and start working on this business which will lead to ultimate time freedom.
• Real estate agents that would like direct access to real estate investors that are looking for to place bids on government foreclosures giving them consistent commissions.
• Current 9 to 5 Employees to bust out of mediocrity and give their boss the middle finger (or a friendly wave) as they exit towards a life of FINANCIAL FREEDOM!

Right now, is the time to get into real estate.
You can do this Tax Delinquent business with…

• Little to no experience
• Never using your credit
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• Virtually from anywhere

Jason Palliser

Full-Time Investor for 20+ Years
• Hedge Funds Acquisition Consultant:
Bought & Sold properties in 138 Cities
• Nation’s Leading Expert for Marketing & Lead Generation
• Built & Sold REI BlackBook: RE Automation Company (Systems & Marketing)
• Closed Over 3,200 Investment Transactions

Jason Lucchesi

Full-Time Investor since 2008
• Nation’s Leading Expert for Locating Off-Market Distressed Properties
• 3x Best Selling Author
• Closed Over 1,100 Investment Transactions
• Expert in Virtual Wholesaling
(currently in 6 markets)
• Expert in creating passive income from real estate while using OPM
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If you're wondering why our courses are priced lower than the original prices and are feeling a bit suspicious (which is understandable), we can provide proof of the course's contents. We can provide a screenshot of the course's contents or send you a freebie, such as an introduction video or another video from the course, to prove that we do have the course. Should you wish to request proof, we kindly ask you to reach out to us.
Please be aware that our courses do not include community access. This is due to the fact that we do not have the authority to manage this feature. Despite our desire to incorporate this aspect, it is, unfortunately, unfeasible.
Explore affordable learning at Genkicourses.site 🎓! Dive into a world of quality courses handpicked just for you. Download, watch, and achieve more without breaking your budget.

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• ​BONUS #7 ➝ 7 Day Profit Challenge

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If you're wondering why our courses are priced lower than the original prices and are feeling a bit suspicious (which is understandable), we can provide proof of the course's contents. We can provide a screenshot of the course's contents or send you a freebie, such as an introduction video or another video from the course, to prove that we do have the course. Should you wish to request proof, we kindly ask you to reach out to us.
Please be aware that our courses do not include community access. This is due to the fact that we do not have the authority to manage this feature. Despite our desire to incorporate this aspect, it is, unfortunately, unfeasible.
Explore affordable learning at Genkicourses.site 🎓! Dive into a world of quality courses handpicked just for you. Download, watch, and achieve more without breaking your budget.

Title says it all. Shaders pack on or off make no difference. Changing graphic settings etc also don't help.

Title says it all really. Tried just about everything I can think of. Shader packs on or off make no difference.

Stumbled across this look while adjusting my Stag fashion. Wasnt sure what to title this.
https://preview.redd.it/kdb2esvq2y3b1.jpg?width=2560&format=pjpg&auto=webp&s=3bf0ee028c174672fa9353b79c6806da21ff9bba

Guys can you help me out with this? I'm a little lost...

Many have asked a question "should you reinvest dividend distribution (DD) or use it as a cashflow" to pay bills, augment your lifestyle or plan to retire, and so on? Most of the feedback was to reinvest DD, with some suggesting withdrawing % of DD or withdrawing all of it. But, I have yet to see any detailed analysis like backtesting returns for Reinvestment (i.e. reinvest DD @ DRIP event) or DD Cashflow strategy (and use the income to buy something else) & tax implications on both those strategies. My goal is to share the analysis so you can make informed decisions.
I am using QYLD as it is similar covered call strategy like JEPI/JPEQ and has 10yrs of data for backtesting purposes. Note that the comparison mainly highlights returns and taxes' impact on Reinvestment vs. distribution strategies and is less about the underlying assets and their performance. Please share if there is a better comparison for JEPI with the same underlying assets as JEPI and uses covered call strategy.

TL;DR

1. JEPI is showing resilience in gross returns (7%) when applying Dividend Distribution (DD) Cashflow strategy, in contrast to QYLD negative return (-25%) with the same strategy. However, it is only 3yr old, so I would wait until another 3-5 years to see if the trend continues. Until then, I recommend reinvest dividends.
2. Taxes and Inflation erode nominal returns and, in some cases, turn negative, as JEPI's income is considered ordinary income (usually taxed @ 33% compared). JEPI's net-return per year (1.9% in 2022) has been lower than CD APY (~5%), though I would still invest in JEPI over the long term as I prefer equity market exposure.
3. Yearly tax implication is enormous for both DD Reinvestment and Cashflow strategies. The reinvestment strategy is especially tricky as DD is immediately reinvested @ DRIP. Additionally, the problem is exacerbated as YoY taxes are growing @ double digit for the Reinvestment strategy. You would have to either sell % of the ETF, allocate only % of DD for DRIP, or use alternative income sources to pay taxes. To mitigate the burden, I recommend having a hybrid strategy of withdrawing % of DD to pay for taxes OR using ROTH IRA (though contribution limits apply).
4. The total gross returns (Principal + DD) delta between the DD Cashflow VS. Reinvestment strategy was lower than I anticipated. I expected the delta would have been >50% due to the compounding effect.
5. If you're in <60yrs or do not plan to retire, consider a Reinvestment strategy with a plan to set aside % of your income or DD Cashflow for taxes every year. If you're above >60yrs or plan to retire, consider moving to ETFs/Stocks that pay qualified dividends to lower your tax burden.

Analysis

I will break down the analysis by principal return, distribution returns, and net returns after tax and inflation adjustment and compare that to benchmarks like SPX, and Nasdaq.
Principal Return

1. JEPI with $1,000,000 over the past 3yrs showed a gross +40% increase (+$400K) return with DD reinvestment but was resilient with DD Cashflow showing a gross +7% increase (+$75K). Both strategies are lower than SPX return over the same period (~100%).
2. Compared to another covered call ETF, QYLD performed poorly with a negative return of -25% (-$260K) with DD Cashflow. On the contrary, DD reinvestment showed outsized gains of +80% returns (+$800K), showing the power of compounding. However, it still underperformed than Nasdaq (+166%).
3. Takeaway:
   1. JEPI was still positive with DD Cashflow, and my hypothesis is that JEPI is a well managed ETF & the fund is actively balancing to preserve principal while still paying out good dividends. However, I would wait a few more years before starting to use JEPI DD as a cashflow.
   2. Generally, high-yield stocks/ETF returns have a lower returns than indices. But, the fund should trend in the same direction as the indices. If they are not, the fund is not worth the investment, and you should look elsewhere.

JEPI Principal return with DD Reinvestment vs Cashflow
JEPI Returns with Reinvestment vs Cashflow compared to SPX
QYLD Principal Return with DD Reinvestment vs Cashflow
QYLD Returns compared to Cashflow
Dividend Payouts

1. JEPI's total dividend payout over 3yrs (as of May 2023) was $350K with reinvestment vs $305K with DD Cashflow (delta: -$50K). I expected the delta would have been much higher, but compounding usually grows exponentially (see QYLD below) after 5-6 years of reinvestment, so I would wait and continue DD reinvestments.
2. On the contrary, QYLD Dividend paid out $1.2M with Reinvestment over ~8yrs vs. $811K with Cashflow (approx half), indicating DD Reinvestment compounding resulted in higher payouts over a more extended period.

JEPI Dividend Payouts
​
QYLD Dividend Payouts
Yield Growth

1. JEPI YoY gross yield is trending upwards though it needs to stay substantially higher than inflation to make returns net positive. See the net returns section below that shows net returns after tax and inflation adjustments. It is not pretty!
2. Compared to QYLD, YOY gross yield stays much higher than inflation, providing net positive inflation-adjusted returns.

JEPI Dividend Yield vs Inflation
QYLD Yield vs Inflation rate
Tax Implication

1. Both JEPI DD Reinvestment and Cashflow produce a huge tax burden for investors (calculated at 33% tax bracket). As seen below, the taxes trend line for JEPI Reinvestments is diverging & trending upwards from the Cashflow strategy. You can expect the divergence to grow exponentially due to the compounding effect, as validated by QYLD Reinvestment taxes owed are 2x of Cashflow.
2. Taxes owed reduces net dividend yield over time, indicating that "tax drag" becomes significant over time. As expected, the tax implication with DD Cashflow is lower than DD Reinvestment due to the compounding effect of the latter.
3. In numbers, you would owe ~$50K (@ 33% tax-brac) in taxes on dividends earned in 2022 with the Reinvestment strategy vs $41K with the Cashflow strategy. To see this over a 10yr period, QYLD Cashflow strategy shows near-flat trend line for taxes owed, whereas Reinvestment shows double-digit growth YoY in taxes owed.
4. Unless you can come up with a lump sum of $40K-$50K (in 2022) for JEPI, I recommend setting aside 33% of DD for taxes. Even better, use ROTH IRA tax-advantaged investment, though you may be limited in how much you can contribute in a year ($6,000 max < 50yr).

JEPI Taxes owed YoY - Reinvestment vs Cashflow
QYLD Taxes owed YOY - Reinvestment vs Cashflow
Net Returns

1. After paying taxes & adjusting for inflation, your returns are less than 5% (CD APY benchmark), and in some cases, negative. For e.g., JEPI Cashflow strategy post-tax and inflation adj. barely gave a 2% return in 2022, and the returns were negative in 2021. The Reinvestment strategy showed a slightly better return of 3.37% in 2022 but was negative (-0.89%) in 2021.
2. Similarly, the QYLD Cashflow strategy shows negative returns in 2021 and 2022, but the Reinvestment strategy did far better (>5% return), again showing the Reinvestment strategy plays out well over the long term.
3. Key takeaway is to track JEPI's net returns over time and rebalance if you the net returns are below 5%.

JEPI Gross vs Net Returns for Reinvestment strategy
JEPI Gross vs Net Returns for Cashflow Strategy
QYLD Gross vs Net Returns for Reinvestment strategy
QYLD Gross vs Net Returns for Cashflow Strategy
Disclaimer: I am sharing my personal take on JEPI. I am not a financial advisor, so please do your own research and consult FA. My goal is to share my research learnings while building my portfolio. This is my way of sharing back to the community, as I have learned so much from this community.

Guys can you help me out with this? I'm a little lost...

Como varios, he tenido que ir cotizando productos más baratos que las marcas reconocidas, y en eso me encontré con una que cuesta más menos lo mismo que las más baratas, pero que PROMETE EL MUNDO.
Al grano. Me compré un tarro para probarla, después de todo el hype de "es de un famoso de la escena culturista chilena", "ven por esta prote si la calidad de la actual no te convence", y cómo olvidar por supuesto el "tenemos aminograma", además de que la conocí justamente por menciones en reddit aludiendo a todas estas cosas.
¿Qué pasó? Me llegó y lo primero que hago es pesarla: todo OK, la abro y acá aparece algo bastante curioso: la "proteina" levanta polvillo al moverla (sí, tal como pasa con los "mass gainers") y para mi sorpresa le encuentro la misma textura harinosa-fina que estos mismos. Al disolver en shaker se portó decente, teniendo que meterle algo más de fuerza pero nada que no haya visto antes. El sabor? Se supone que era chocolate, y a juzgar por los comentarios de que "el chocolate blanco y el dulce de leche papiii", me lleve la sorpresa de que sabía sólo a azucar con un gusto super marcado a, de nuevo, ganador de peso. Esto ultimo se hizo más sospechoso después de leer en los ingredientes: DEXTROSA (un cabohidrato simple, imagino muy usado en los gainers)
Cuál es el problema con todo esto? Que mirando videos de supuestos expertos en determinar la calidad de una proteina whey, todos concuerdan en que una proteína whey con textura harinosa, es de malisima calidad, lo cual se reafirma también, según ellos, en que al hacer la prueba de echarle agua hierviendo, queda una sopa sin formarse absolutamente ningun grumo, como sí ocurre en básicamente todas las proteínas whey del mercado. De hecho, agarré el tarro de proteína vieja que se me estaba por acabar, la cuál no diré el nombre pero sólo diré que es 1 o 3 lucas mas cara que la Grizzly, e hice la prueba con ambas. La grizzly fue la única que aparte de ser polvillo sin forma alguna (la otra sí tiene ese volúmen propio de la whey), pasó a ser sopita café. Insisto, ni un solo grumo o grumito, nada.
Para acortar, porq me he extendido bastante al final, decir que esta es la parte en que les pido, a quienes sepan del tema, argumentar el por qué; si es que lo hubiera, de que pase esto con esta proteína. Porque a todas luces pareciera ser sencillamente una estafa de proporciones bíblicas y no podría dejar que los demás caigan sin alguien que al menos les advierta (Sin considerar que el rotulado de "100% whey" es de entrada un truco de marketing bastante curioso para ser comercializada por un amante de la comunidad de fisicoculturismo)
P.D.: me compré una impact whey en oferta más cupón 😁 pero sería la raja estar equivocado en mis SUPOSICIONES y hasta quizás comprar de nuevo. Pero como ven, se ve negra la cosa.